Real Estate Services Leadership

PHH Mortgage
Ralph Melbourne

Ralph Melbourne

Ralph Melbourne serves as Senior Vice President, Real Estate, for PHH Mortgage. He is responsible for all aspects of growth and profitability for PHH Mortgage’s Real Estate channel, including strategy, sales, marketing, product management, portfolio retention, business development, comprehensive client management, business planning and P & L financial performance. Mr. Melbourne has more than 25 years of financial services industry experience. Prior to joining PHH Mortgage, he served as a Strategic Partnership Executive at PNC Mortgage, as President of Morgan Stanley Credit Corporation and in various senior sales and leadership roles with New Century Financial, Washington Mutual and Citigroup. He spent the first decade of his career in Real Estate, as a Residential and Commercial Appraiser with Brooks, Lomax and Associates, a Branch Manager for Southwest Mortgage and Vice President of Residential and Commercial Loan Originations for Melbourne Financial Corporation, a company he co-founded. Mr. Melbourne earned his bachelor’s degree in Business Administration from the University of New Mexico’s Robert O. Anderson School of Management.